Workers’ Compensation Attorneys in Central Missouri

What Are Workers’ Compensation Benefits in the State of Missouri?

Workers’ compensation benefits help cover your expenses if you are injured while performing job-related duties. This includes injuries from traveling for work, running office errands, or attending work-related social events. Workers’ comp also covers injuries that develop over time, such as repetitive strain injuries and illnesses caused by workplace conditions, like lung disease or cancer from exposure to toxic substances.

Expenses employees can recover include the following:

• Lost wages
• Medical expenses such as emergency room and hospital visits
• Drug prescriptions
• Required surgeries
• Ongoing treatment
• Rehabilitation and retraining
• Short and long-term disability payments

If an employee is killed in a work-related accident, their family may be entitled to workers’ comp death benefits, including funeral and burial expenses.

Which Situations Qualify for Workers Compensation Coverage?

Workers’ compensation laws do not protect employers from ALL lawsuits. As an employee, you may sue your employer in civil court if:

• You did not receive the workers’ compensation benefits you were entitled to
• Your employer or a coworker intentionally caused you harm  
• You were fired for filing a workers’ comp claim

Employees are often unaware of workers’ compensation laws and do not know their rights. Our workers’ compensation attorneys in Central Missouri know these issues can be confusing, and we are here to help.

Is Workers’ Comp Required in Missouri?

Employers with five or more employees must have workers’ compensation insurance or be self-insured. Almost all construction companies need coverage if they have any employees. This requirement applies to all workers, including part-time and family members. However, federal businesses, such as post offices and railroads, are exempt from offering coverage.

Other exceptions to Missouri’s workers’ compensation law include:

• Agricultural workers
• Domestic workers (such as babysitters or housekeepers)
• Qualified real estate agents
• Direct sellers
• Independent contractors
• Occasional labor performed for or related to a private household
• Volunteers

Additionally, sole proprietors and partnership members are only covered if they elect to be with their insurer.

How To Report a Workplace Injury

If you have been involved in a workplace accident, you must report your workplace injury to your employer within 30 days. Prompt reporting of your injury or occupational disease immediately ensures you receive workers’ compensation benefits.

Your notice to your employer should be in writing and include the following:

• Your name and your injury
• The date, time, and place where the injury occurred
• Confirm that your employer or insurer will file a report to the Missouri Workers’ Compensation Division within 30 days  
• Verify your report was filed by calling the Missouri Workers’ Compensation Division at 800-775-2667

How Our Workers’ Compensation Lawyers Can Help

It’s frustrating to be told your workers’ compensation claim has been denied when you know it has merit. Our Missouri workers’s comp lawyers are prepared to answer any questions. We’ll help you file your initial request for benefits and guide you through the appeals process.

Our law firm has represented employees in all types of work injury claims, including:

• Work-related auto accidents
• Workplace slip-and-fall accidents
• Workplace explosions and fires
• Chemical exposure
• Illnesses caused by exposure to chemicals
• Carpal tunnel syndrome and other repetitive stress injuries
• Back and neck injuries
• Permanent partial or total disability claims
• Fatal workplace injuries

Discuss Your Claim With an Experienced Workers’ Compensation Attorney in Camdenton and Lebanon, MO

Discuss Your Claim With Experienced Workers’ Compensation Attorneys in Central Missouri

We have experience handling all types of workers’ compensation cases throughout Central Missouri. Our personal injury attorneys understand how the system works and know what it takes to obtain a favorable outcome.  

With two convenient locations in Camdenton and Lebanon, MO, and serving Lake of the Ozarks, Osage Beach, Tuscumbia, and Versailles areas and beyond, Deputy & Mizell is ready to discuss your case. Call 417-344-8055 or toll-free at 1-877-393-5518 today to schedule your free initial consultation.

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